Dental Benefits
Like brushing and flossing, visiting your dentist is an essential part of your oral health. Charah offers affordable plan options from Sun Life for routine care and beyond.
Premiums
WEEKLY CONTRIBUTIONS
| Coverage tier | Base weekly contribution | Buy-up weekly contribution |
|---|---|---|
| Employee only | $2.74 | $3.67 |
| Employee + spouse | $5.59 | $6.98 |
| Employee + child(ren) | $6.36 | $8.46 |
| Employee + family | $10.08 | $13.41 |
Employee only
- Base weekly contribution
- $2.74
- Buy-up weekly contribution
- $3.67
Employee + spouse
- Base weekly contribution
- $5.59
- Buy-up weekly contribution
- $6.98
Employee + child(ren)
- Base weekly contribution
- $6.36
- Buy-up weekly contribution
- $8.46
Employee + family
- Base weekly contribution
- $10.08
- Buy-up weekly contribution
- $13.41
Coverage Details
| Feature | Base in-network | Buy-up in-network |
|---|---|---|
| Annual deductible - individual | $50 | $50 |
| Annual deductible - family | $150 | $150 |
| Annual maximum - per person | $1,000 | $1,500 |
| Preventive services Oral Exams, Routine Cleanings, Bitewing X-rays, Fluoride Applications, Sealants, Space Maintainers, Panoramic X-rays | 100% | 100% |
| Basic services Full Mouth X-rays, Fillings, Oral Surgery, Simple Extractions | 80% | 80% |
| Major services Oral Surgery, Complex Extractions, Denture Adjustments and Repairs, Root Canal Therapy, Periodontics, Crowns, Dentures, Bridges | 50% | 60% |
| Orthodontics Dependent Child(ren) | 50% | 50% |
| Adult ortho included | N/A | Yes |
Annual deductible - individual
- Base in-network
- $50
- Buy-up in-network
- $50
Annual deductible - family
- Base in-network
- $150
- Buy-up in-network
- $150
Annual maximum - per person
- Base in-network
- $1,000
- Buy-up in-network
- $1,500
Preventive services Oral Exams, Routine Cleanings, Bitewing X-rays, Fluoride Applications, Sealants, Space Maintainers, Panoramic X-rays
- Base in-network
- 100%
- Buy-up in-network
- 100%
Basic services Full Mouth X-rays, Fillings, Oral Surgery, Simple Extractions
- Base in-network
- 80%
- Buy-up in-network
- 80%
Major services Oral Surgery, Complex Extractions, Denture Adjustments and Repairs, Root Canal Therapy, Periodontics, Crowns, Dentures, Bridges
- Base in-network
- 50%
- Buy-up in-network
- 60%
Orthodontics Dependent Child(ren)
- Base in-network
- 50%
- Buy-up in-network
- 50%
Adult ortho included
- Base in-network
- N/A
- Buy-up in-network
- Yes
Plan Notes
- If your dentist doesn’t participate in your plan’s network, your out-of-pocket costs will be higher, and you are subject to any charges beyond the Reasonable and Customary (R&C). To find a network dentist, visit Sun Life at www.sunlife.com/findadentist. Make sure to use the Sun Life network when searching.
- Dental premium contributions are deducted from your paycheck on a pre-tax basis. Your tier of coverage determines your premium.
- Adult orthodontia is not included.
- According to the CDC, untreated cavities can lead to abscess (a severe infection) under the gums which can spread to other parts of the body and have serious, and in rare cases fatal, results.
- Adult orthodontia is included.