Eligibility and Enrollment
Charah’s benefits are designed to support your unique needs.
Who Is Eligible
If you are a full-time employee of Charah who is regularly scheduled to work 30+ hours, you are eligible to participate in medical, dental, vision, life and disability plans, and additional benefits.
- Minimum hours: 30+ hours
When Coverage Begins
Your elections are effective January 1st through December 31st, 2026. Benefits cannot be changed until the next enrollment period unless you experience a Qualifying Life Event.
Eligible Dependents
- Legal spouse
- Natural born or adopted child to age 26
- Legal dependent child (court ordered or guardianship)
- Legal stepchild to age 26
Qualifying Life Events
- A change in the number of dependents (through birth or adoption or if a child is no longer an eligible dependent)
- Death in the family (leading to change in dependents or loss of coverage)
- A change in a spouse employment status (resulting in a loss or gain of coverage)
- Turning 26 and losing coverage through a parent’s plan
- A change in employment status from full time to part time, or part time to full time, resulting in a gain or loss of eligibility
- Changes in address or location that may affect coverage
- Entitlement to Medicare or Medicaid
- Eligibility for coverage through the Marketplace (Healthcare.gov)
- Changes that make you no longer eligible for Medicaid or the Children’s Health Insurance Program (CHIP)
- A change in your legal marital status (marriage, divorce, or legal separation)
Qualifying life event window: 31 days. When a Qualifying Life Event occurs, you have 31 days to request changes to your coverage. Your change in coverage must be consistent with your change in status. Reach out to Charah’s Human Resources with questions regarding specific life events and your ability to request changes.
Enrollment
- Enroll through Benefitfirst.
- Questions? Contact HR: hrbenefits@charah.com; Secure fax 502-245-7398
- Submit life event changes within the window noted above.